You cannot leave certain things like property, assets in Trust, and schemes in Trusts in your Will. If you own property under a Beneficial Joint Tenancy, or have an Insurance Policy written into Trust then this won’t form part of your estate, and therefore cannot be written into a Will. The property will automatically be passed onto the surviving co-owner, and the value of the Insurance Policy will be paid-out to whomever is the beneficiary of the Trust.

The same applies to your pension and any Death In Service cover provided by your employer, speak to your employer if you have any questions regarding this.

If you own property under Tenancy in Common this does form part of your estate, and ownership must be stipulated by a written Will.

Any asset in your possession which is the subject of a hire purchase agreement, is not yours by law and therefore cannot be included in your Will.